Is Workers' Compensation Coverage Required?
Workers’ Compensation insurance coverage is not required for Native American enterprises owned by the Native American tribe itself (i.e. Casinos). Native Americans and non-Native Americans working at the enterprise may be covered voluntarily.
Workers’ Compensation insurance coverage is not required for enterprises that are not owned by the tribe; but are instead owned by an individual, partnership, corporation etc.; and whose employees are working solely on a Native American reservation. Native Americans and non-Native Americans working at the enterprise may be covered voluntarily.
Any enterprise not owned by the Native American tribe itself that is working in New York State outside a Native American reservation must abide by the regular New York State coverage requirements for workers’ compensation insurance.